Hearing the words “you have cancer” is hard enough, but then figuring out how to pay for everything can sometimes be even harder. Cancer is one of the most expensive illnesses to treat and whether you have private insurance, Medicare, Medicaid, or no insurance, cancer puts a financial burden on you and your family.
With the burden of paying for treatments, cancer patients and their families may:
Go into debt
File for bankruptcy
Have a lower quality of life
Have poor mental health
Not take medicine to save money
All of these symptoms of financial distress are overwhelming and scary, but we have a few ways to help.
Talk to one of our patient navigators.
Our patient navigators are LBCHP’s gems! They can help you navigate the healthcare system, provide support, talk with your doctor, and even help find you transportation.
Understand your health insurance, or if you don’t have insurance know the upfront costs.
Talk to your insurance company on co-pays and deductibles. You can also call and ask the hospital’s financial counselor about payment plans, reduced rates, patient assistance, or charity help.
Don’t be afraid to talk to your doctor.
Your providers are here to help you, and the more they know the better care they can provide. Let them know if you are struggling to pay for your medications and they might be able to set you up with a generic brand or a discount drug program.
Visit SurviveDat.org for financial assistance and free resources!
SurviveDat is our sister program and has great local and national resources that help cancer patients and their families. http://survivedat.org/find-support/financial-assistance
Never forget to get support from family, friends, and loved ones!
Your family and friends will always want to support you, so let them! It doesn’t hurt to open up if you are upset, confused, and need some help.
Never forget, you are not alone in this journey! There are always women out there just like you.
For more information visit:
https://www.cancer.gov/about-cancer/managing-care/track-care-costs, https://www.cancer.org/treatment/finding-and-paying-for-treatment/understanding-financial-and-legal-matters.html, https://www.cancer.gov/about-cancer/managing-care/track-care-costs/financial-toxicity-pdq#_273, https://www.cancer.org/treatment/finding-and-paying-for-treatment/understanding-financial-and-legal-matters/the-cost-of-cancer-treatment.html